“Once you’ve taken that away, what are you doing to help the landlords who still have the obligation to provide housing?”Â. Civil Beat has been named the best overall news site in Hawaii for the 9th year in a row by the Society of Professional Journalists Hawaii Chapter. All rights reserved. “I know I’ve got it rough, but I can only imagine people who have it rougher than I do.”Â, The financial impacts of COVID-19 are expected to hit Native Hawaiians especially hard.Â, With a low homeownership rate, many Native Hawaiians are renters who are vulnerable to eviction, according to OHA.Â, Native Hawaiians have fewer financial resources to weather financial emergencies due to their income, which is lower per capita than the general population, according to OHA. California Gov. But for a small nonprofit newsroom that provides free content with no paywall, readership growth alone can’t sustain our journalism. “The best practice is to do something proactive which I don’t think we’re doing enough of.”Â, In general, landlords don’t want to evict tenants, according to David Chee, an attorney who represents landlords. The CARES Act also has provisions for renters. Mortgage/Foreclosure Relief: On June 30, 2020, Governor Brown signed HB 4204, which established a foreclosure moratorium through September 30, 2020 and contained additional provisions to assist borrowers. Homeowners with FHA-insured or Fannie Mae and Freddie Mac loans should continue to make mortgage payments during the foreclosure and eviction moratorium if they are able to. Suddenly unemployed, Jones said it’s going to be tough to come up with his half of the rent in the apartment he shares with his girlfriend. Ige has said little about his plans to address housing during the pandemic, and some of what he has said is inaccurate. The governor has offered mixed messages. Options When a lender agrees to a foreclosure moratorium, … -Utility shutoff moratorium extended until April 30, 2021. a foreclosure moratorium (which means a foreclosure can’t start or proceed), or a loan workout option, like a forbearance or loan modification . She said she read the proclamations repeatedly and thought she must be missing something.Â. There is no such language in his proclamations, and his office didn’t respond to questions about it the following day.Â, Three days later, Ige was asked about this again at, , Ige gave no indication of what he intends to do.Â, My income was cut to zero in a 24-hour period,” he said.Â, Jones said he hasn’t filed for unemployment yet. Section 8 tenants, in particular, should communicate with their landlords and program representatives because getting evicted means losing their housing voucher, Chee said. She’s also in pain from a tumor on her neck. Housing and urban development (hud) assistance. And who wants that during a pandemic when you’re supposed to stay away from each other? “They told us that we had to get out,” Caroldeen said. If you live in Hawaii and a volcano eruption has impacted your ability to make your home loan payments, keep reading to learn more about foreclosure … If tenants suddenly stop paying, property owners might start letting properties go.Â, “I expect the housing stock in Honolulu takes a dive in terms of quality and in terms of livability because I don’t know how a landlord can continue to provide a habitable place if they don’t have the money to do it,” he said.Â. 667-1.5 Foreclosure … “My income was cut to zero in a 24-hour period,” he said.Â, Jones approached his landlord about a rent reduction and was told to knock off 10% that could be paid back over the summer, he said.Â, “Ten percent is not going to help us out at all,” he said. FORECLOSURE BY ACTION. Some landlords may even stop paying utility bills, Chee said – although doing so would be illegal, Want more information on COVID-19 in Hawaii? Ironically, demand for Section 8 tenants may increase in this crisis because, unlike other renters, they provide landlords with a guaranteed monthly rent check from the government.Â, Kim Coco Iwamoto, a former Hawaii Board of Education member who ran unsuccessfully for lieutenant governor in 2018, owns a small apartment building in Honolulu. “I’m asthmatic," said Caroldeen Tinay. Seattle: Yes: until 3/31/2021-Seattle mayor ordered extension of moratorium on residential evictions through March 31, 2021. Want more information on COVID-19 in Hawaii? The Legal Aid Society of Hawaii has a COVID-19 help section with more information. It’ll just be a flood of people looking for housing. The Alas… The State of Hawaii passed a law forcing the banks to stop what they are doing with their Part I non-judicial foreclosures. They include landlords with federally backed mortgages and those who deal with federal funds, like public housing and Section 8.Â, But landlords whose mortgages are not federally backed – about 40% of Hawaii mortgages, according to U.S. Sen. Brian Schatz – and those who own their properties outright can still file for eviction for nonpayment of rent.Â, In Hawaii, that group of landlords is unable to actually evict anyone right now because Hawaii courts are closed until April 30. You'll hear from us whenever Civil Beat publishes a major project or investigation. If they stop pumping blood, the system might be able to survive for a little bit, but not very long.”Â, Landlords also have expenses to pay, including building upkeep and repairs. DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS OFFICE OF CONSUMER PROTECTION DAVID Y. IGE GOVERNOR CATHERINE P. AWAKUNI COLÓN DIRECTOR STEPHEN H. LEVINS EXECUTIVE DIRECTOR, OFFICE OF CONSUMER PROTECTION FOR IMMEDIATE RELEASE September 23, 2020 State Reminds Renters of Eviction Moratorium … Don't worry, you can unsubscribe or update your preferences at any time. HONOLULU – Gov. People’s friends and relatives will get hit. These executive declarations and court orders provide important relief in a crisis that will lead to severe health and financial consequences for many homeown… “I’m weighing my options.”Â, Jones said he hasn’t filed for unemployment yet. It makes sense that the state would halt evictions during a time of crisis, Chee said, but if they’re going to do that, landlords need assistance too.Â, “The only real enforcement that landlords have to get tenants to pay is eviction,” he said. Once established, the mediation system is expected to have a foreclosure turnaround time of four or … After he died, other family members disagreed on what to do with the property. The state labor department is aiming to deliver benefits to claimants, – an eternity if you don’t have the money to pay your rent.Â, “I am worried,” said OHA’s Jocelyn Doane. To remain a viable business model for local news, we need a higher percentage of readers-turned-donors. You can reach her by email at, Sorry. Housing advocates are calling on Gov. For now, they are being allowed to park their truck on the property. In New York, where there is a moratorium through mid-June, lawmakers are considering pushing it until six months after a state of emergency is lifted. “We had our clothing and stuff and came out here and started sleeping in the car.”. Mahalo! “, The best practice is to do something proactive which I don’t think we’re doing enough of.”Â. As part of the plan, Dunleavy signed an executive order stating that 13,000 Alaskans who receive rental assistance through the Alaska Housing Finance Corporation will not face eviction for 60 days. In Hawaii, that group of landlords is unable to actually evict anyone right now because Hawaii courts are closed until April 30. In some cases there are federal protections. It’s in the best interest of both landlords and tenants to work together, Chee said. ', 420 Waiakamilo Road, Suite 205Honolulu, HI 96817Main (808) 847-3246News (808) 847-1112. The Waianae foreclosure was approved by a judge before the moratorium — and ahead of the COVID-19 shutdown. Gov. Get occasional emails highlighting essays, analysis and opinion from IDEAS, Civil Beat's commentary section. Consumers and their advocates should carefully review the scope of the measures adopted in their states. 667-1 Definitions. “Most people really do want to try to work it out.”Â, Landlords and tenants are in a symbiotic relationship, Chee said. But the stay on evictions doesn’t mean tenants are off the hook for their rent.Â, A spike in Hawaii’s homelessness would pile on to what is already the, Lawyers for Equal Justice and Hawaii Appleseed, Center for Law and Economic Justice are calling for a moratorium on evictions for 60 days or more.Â. “It’s kind of cruel, and it’s tough on the landlord, but chances are the landlord will do something similar and plan their strategy too, to get you out.”Â. Will you consider becoming a new donor before the end of the year? The foreclosure eviction moratorium is in effect until May 17, 2020. Search 176 Foreclosure Listings in Hawaii, with data on unpaid balances and auction dates. HONOLULU – Gov. “The shelters will get hit. David Ige needs to act now to head off a housing crisis caused by the coronavirus pandemic. Â. “If nothing is done, I think we’re looking at a potential tsunami of evictions and homelessness,” said Tom Helper, director of litigation at Lawyers for Equal Justice. The Tinays were allowed to live in the home for the last five years, then it fell into foreclosure. Some highlights: A moratorium on evictions from March … Small businesses across Alabama impacted by the coronavirus pandemic are eligible for assistancethrough the Small Business Administration's (SBA's) Economic Injury Disaster Loan program. They are worried because they are no longer able to self-isolate during the outbreak and both have underlying health conditions. Some landlords may even stop paying utility bills, Chee said – although doing so would be illegal, according to LASH. There have been several evictions due to foreclosures this month. Car and insurance payments are automatically deducted from her bank account. o The moratorium applies to the initiation of foreclosures and to the completion of foreclosures in process. In the meantime, Hawaii is operating under what amounts to a moratorium on nonjudicial foreclosures. Larry Tinay, 78, and his wife, Caroldeen, 68, learned that the hard way. GENERAL PROVISIONS. She said tenants are in a strong position to negotiate their rent down, and landlords should be receptive to those conversations. Avoid Foreclosure: Hawaii (HUD) Status of CARES Act Foreclosure Moratorium and Post-Forbearance Options for Borrowers with Federally-Backed Mortgage Loans Legal Aid Society of Hawai‘i My … Copyright 2020 Hawaii News Now. Once the foreclosure moratorium is lifted, will the foreclosure numbers explode? And the eviction was followed through with despite concerns about … We have all the Hawaii bank … Hawaii Considers Foreclosure Moratorium. The Federal Housing Finance Agency will extend the moratoriums on single-family foreclosures and REO evictions until at least December 31. City … “The actions I’m announcing today may seem extreme to some of you, and we know that … If you are interested in getting a bank owned foreclosure and want to be notified as they come on the market you have found the right site. We have raised $183,000 toward our $200,000 year-end goal! 1. Inbox overcrowded? She says her husband is also diabetic so she’s constantly having to get ice to keep his insulin cold. We'll send you a confirmation e-mail shortly. The Federal Housing Administration (FHA) has extended the foreclosure and eviction moratorium through December 31, 2020 for … In hopes of preventing that, individuals, community groups and elected officials are advocating for greater protections.Â, Lawyers for Equal Justice and Hawaii Appleseed Center for Law and Economic Justice are calling for a moratorium on evictions for 60 days or more.Â, Honolulu City Council President Ikaika Anderson and Councilman Ron Menor wrote a letter to Ige on March 31 asking for a moratorium on evictions and foreclosures for up to six months. You're officially signed up for our daily newsletter, the Morning Beat. They are both retired and live off Social Security. The Kailua resident had stable work as a bartender in Chinatown until Mayor Kirk Caldwell shut down all bars and restaurants last month. If and when he does, he’ll join a wave of unemployed workers who are facing busy signals. “They need to build up their savings because we don’t know how long this could actually go on for.”Â. The Waianae foreclosure was approved by a judge before the moratorium — and ahead of the COVID-19 shutdown. David Ige extended the state’s moratorium on rental evictions and approved other measures Thursday aimed at slowing the coronavirus pandemic in Hawaii.. Check the boxes for emails you'd like to receive. You can read all of Civil Beat’s, Stay Up To Date On The Coronavirus And Other Hawaii Issues. Find Bank Foreclosures and premium information on Zillow for FREE! HONOLULU, Hawaii (HawaiiNewsNow) - Evictions are on hold as part of Gov’s David Ige’s supplemental emergency proclamation — but only evictions for non-payment of rent. Previously, all eviction proceedings and pending eviction orders were suspended with the closure of the Hawai‘i … “The tenants are the heart that keeps everything going because they’re pumping the blood into the system. There is no such language in his proclamations, and his office didn’t respond to questions about it the following day.Â, Three days later, Ige was asked about this again at a Hawaii News Now town hall, and he repeated the false claim.Â, The governor’s statements confused Jocelyn Doane, a public policy manager for OHA, because she couldn’t find the supposed language anywhere. Our mission is to engage and educate the community on important public issues through in-depth reporting, explanatory and investigative journalism, analysis and commentary. While there are some federal and state protections in place to cushion the blow, many residents and advocates say it’s just not enough. Vermont legislators just voted remotely to stop evictions and foreclosures until 30 days after the state of emergency ends. “You might as well stay with the person you know and trust.”, Some renters will just skip paying rent altogether, said O’Meara, the Legal Aid attorney. David Y. Ige announced today state actions to slow the spread of COVID-19. Civil Beat ® is a registered trademark of Honolulu Civil Beat Inc. Flickr: U.S. It’s just a potential for more coronavirus in the community.”Â, A spike in Hawaii’s homelessness would pile on to what is already the second-worst rate of homelessness in the nation – a problem that the state has failed to improve significantly despite the long stretch of economic prosperity that preceded the coronavirus outbreak. Â, Although Ige had pledged to end homelessness by 2020, Oahu alone still had more than 4,400 homeless people in 2019, and the unsheltered population has been trending upward. “Foreclosures are not covered by the supplemental proclamation what we have is a landlord-tenant law in Hawaii’s Revised Statutes,” said Attorney General Clare Connors. The home once belonged to Larry’s grandfather. Assistance for Renters. Hawaii could experience a surge in evictions and homelessness in the coming months as a third of the state’s labor force files for unemployment and people who were living paycheck to paycheck are suddenly unable to pay their rent or mortgage. Â. Thus, it involves far fewer homes than did the four-month eviction moratorium that lapsed at the end of last … Meanwhile, leaders across the country are implementing eviction and foreclosure moratoriums. That will be true whether they paid part or all of their rent along the way. Mike Dunleavy(R) released the "Alaska COVID-19 Economic Stabilization Plan". Mike and I have been receiving a lot of inquiries regarding the moratorium on non-judicial foreclosure … Hawaii’s rate of homelessness could worsen as thousands lose their jobs. 3. 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